--- product_id: 355910084 title: "Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1\" x 8.25\", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black" brand: "poluma" price: "62.77 DT" currency: TND in_stock: true reviews_count: 13 category: "Poluma" url: https://www.desertcart.tn/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker store_origin: TN region: Tunisia --- # 12-month undated planner Monthly budget & expense tracking Premium thick archival paper Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black **Brand:** poluma **Price:** 62.77 DT **Availability:** βœ… In Stock ## Summary > πŸ’Ό Own Your Financial Future β€” Because Smart Money Moves Never Go Out of Style ## Quick Answers - **What is this?** Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black by poluma - **How much does it cost?** 62.77 DT with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.tn](https://www.desertcart.tn/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker) ## Best For - poluma enthusiasts ## Why This Product - Trusted poluma brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Key Features - β€’ **Built to Last & Impress:** Twin-wire binding with 360Β° lay-flat design plus elastic closure and inner pocket for ultimate convenience and durability. - β€’ **Start Anytime, Stay Organized:** Undated 12-month layout lets you begin your financial journey whenever you wantβ€”no wasted pages, no pressure. - β€’ **Eco-Friendly & Eye-Care Focused:** Premium thick white paper protects your planner from wear and reduces eye strain during your budgeting sessions. - β€’ **Visualize Your Financial Growth:** Includes monthly reviews, savings & debt trackers, plus goal-setting pages to keep your progress crystal clear. - β€’ **Track Every Dollar with Precision:** Dedicated monthly budget sheets, bill trackers, and expense logs empower you to master your money habits. ## Overview The Poluma Budget Planner is a sleek, undated 12-month finance organizer designed for professionals seeking control over their money. Featuring monthly budget and expense tracking, bill organizers, savings and debt logs, and goal-setting pages, it offers a comprehensive system to build smarter spending habits. Its durable twin-wire binding, elastic closure, and premium thick paper ensure long-lasting use and convenience. Perfect for millennials aiming to elevate their financial game with a stylish, practical tool. ## Description Product description Undated budget planner to effectively control your money Strategy and goals are the first step to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively by using bill organizer Saving tracking & debt tracking help to dispose of your money reasonably and manage your money in a timely manner on budget book 12 month financial planner helps you to set monthly goals, budget and develop monthly habits, monetary strategies & action plans well, which make you become organized By recording a year's financial transactions, you will find out what are necessary expenses and what are unnecessary expenses and plan daily expenses reasonably Make sense of your money MONTHLY BUDGET REVIEW: Review reflect on your accomplishments, to do better next month. REGULAR BILL TRACKER: Use REGULAR BILL TRACKER to track your daily spending, add a category for each expenses. HOLIDAY BUDGET & SPENDING: Use this HOLIDAY BUDGET to track your holiday season budget and spending. MONTHLY CALENDAR: Keep track of important dates in monthly calendar. GOALS & INCOME SAVINGS: Goals for planning, income and saving for reminding, all sections for each month. MONTHLY BUDGET SUMMARY: Fill in summary fields of total budget, total actual spend, and the difference between them. Details of budget planner Budget Planner Stickers Elastic Closure Twin-Wire Binding Functions of Budget Planner The Twin-Wire Binding You can flip this monthly budget planner 360Β° easily. Inner Pocket You can put some small cards or post-it notes to prevent you from forgetting something important. It can keep this budget book planner from falling off when not in use. Features Size of budget planner: 6.1" x 8.25" Weight of budget book: 0.74 pounds Date: Undated budget planner Color: Black Material: Faux leather hardcover Details of Bill Organizer Golden Stamping Premium Thick Paper Good choice for efficient management of money! Review: Good for beginners - Positives- Good for beginners. Pages are updated, so you can add what ever month, year. Months budget sheets are managable, simple. Each month comes with 4pages(2 Pages back to back) for daily expanses. Monthly budget review is a but confusing if your not used to this kind of thing, but it simplifies it for you, shows you how. Has a Christmas shopping list, budget, as well as a regular bill tracker and end of year summary. Comes with 2 sticker sheets. All in all it's great for beginners. I recommended it to a few friends just starting out. negetives- not really negative. My stickers were stuck in the folder, lost a few. The Christmas budget sheets are good, wish it came with vacation sheets as well. Review: Great first budget planner! - This is a basic budget book, but great for the kids moving out of the nest and never having to figure all this out before. While they may not exactly use the book to its full potential....cell phones, apps, and the like....it does give them a full blown overview of ALL the expenses that they might not have thought about. ## Features - MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing. - MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well. - UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use. - EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360Β°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it. - Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes. ## Technical Specifications | Specification | Value | |---------------|-------| | ASIN | B096VFDZSH | | Best Sellers Rank | #35,434 in Office Products ( See Top 100 in Office Products ) #50 in Account Books | | Binding | Unknown Binding | | Brand | Poluma | | Brand Name | Poluma | | Calendar Type | Non Dated | | Color | Black | | Cover Material | Paper | | Customer Reviews | 4.6 out of 5 stars 2,600 Reviews | | Format | Organizer | | Item Dimensions L x W | 8.25"L x 6.1"W | | Item Dimensions L x W x Thickness | 8.25"L x 6.1"W x 0.63"Th | | Item Weight | 0.32 Kilograms | | Manufacturer | Poluma | | Material | Paper | | Model Number | PUA5HSWZXQJZB | | Model Year | 2017 | | Pages | 132 Pages | | Paper Dimensions | 6.1 x 8.25 inches | | Paper Size | 6.1 x 8.25 Inches | | Part Number | PUA5HSWZXQJZB | | Recommended Uses For Product | Budgeting | | Ruling Type | ruled | | Special Features | Elastic Closure | | Target Audience | Adult | | Unit Count | 1.0 Count | | Year | 2017 | ## Product Details - **Brand:** Poluma - **Calendar Type:** Non Dated - **Color:** Black - **Cover Material:** Paper - **Format:** Organizer - **Item Weight:** 0.32 Kilograms - **Material:** Paper - **Sheet Size:** 6.1 x 8.25 Inches - **Target Audience:** Adult - **Year:** 2017 ## Images ![Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 1](https://m.media-amazon.com/images/I/91RMgNodzNL.jpg) ## Available Options This product comes in different **Color, Size** options. ## Questions & Answers **Q: is there a christmas section?** A: No, there’s not. ## Customer Reviews ### ⭐⭐⭐⭐⭐ Good for beginners *by D***C on July 8, 2024* Positives- Good for beginners. Pages are updated, so you can add what ever month, year. Months budget sheets are managable, simple. Each month comes with 4pages(2 Pages back to back) for daily expanses. Monthly budget review is a but confusing if your not used to this kind of thing, but it simplifies it for you, shows you how. Has a Christmas shopping list, budget, as well as a regular bill tracker and end of year summary. Comes with 2 sticker sheets. All in all it's great for beginners. I recommended it to a few friends just starting out. negetives- not really negative. My stickers were stuck in the folder, lost a few. The Christmas budget sheets are good, wish it came with vacation sheets as well. ### ⭐⭐⭐⭐⭐ Great first budget planner! *by T***E on May 1, 2026* This is a basic budget book, but great for the kids moving out of the nest and never having to figure all this out before. While they may not exactly use the book to its full potential....cell phones, apps, and the like....it does give them a full blown overview of ALL the expenses that they might not have thought about. ### ⭐⭐⭐⭐⭐ Well designed! Everything I Need! Economical! *by L***S on November 9, 2024* I am more-than-pleased with this well-designed, Best Buy, attractive budget book! Excellent, easy layout, quality paper, attractive cover (floral), and I highly recommend for simple, but thorough, bookkeeping! The size also is great and compliments my registers and financial records! ## Frequently Bought Together - Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - SKYDUE Budget Binder, Money Saving Binder with Zipper Envelopes, Cash Envelopes and Expense Budget Sheets for Budgeting --- ## Why Shop on Desertcart? - πŸ›’ **Trusted by 1.3+ Million Shoppers** β€” Serving international shoppers since 2016 - 🌍 **Shop Globally** β€” Access 737+ million products across 21 categories - πŸ’° **No Hidden Fees** β€” All customs, duties, and taxes included in the price - πŸ”„ **15-Day Free Returns** β€” Hassle-free returns (30 days for PRO members) - πŸ”’ **Secure Payments** β€” Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** β€” Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.tn/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker](https://www.desertcart.tn/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker) --- *Product available on Desertcart Tunisia* *Store origin: TN* *Last updated: 2026-07-14*