--- product_id: 6666305 title: "The Retirement Savings Time Bomb . . . and How to Defuse It: A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other Retirement Plans from Near Annihilation by the Taxman" price: "246.88 DT" currency: TND in_stock: true reviews_count: 8 url: https://www.desertcart.tn/products/6666305-the-retirement-savings-time-bomb-and-how-to-defuse-it store_origin: TN region: Tunisia --- # The Retirement Savings Time Bomb . . . and How to Defuse It: A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other Retirement Plans from Near Annihilation by the Taxman **Price:** 246.88 DT **Availability:** ✅ In Stock ## Quick Answers - **What is this?** The Retirement Savings Time Bomb . . . and How to Defuse It: A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other Retirement Plans from Near Annihilation by the Taxman - **How much does it cost?** 246.88 DT with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.tn](https://www.desertcart.tn/products/6666305-the-retirement-savings-time-bomb-and-how-to-defuse-it) ## Best For - Customers looking for quality international products ## Why This Product - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description "The best source of IRA advice" ( The Wall Street Journal )- extensively revised and updated for the new tax rules. With the possible exception of home property, the most valuable asset for most Americans is their retirement fund. Yet most people don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in this fully updated edition of The Retirement Savings Time Bomb , renowned tax advisor Ed Slott explains in clear-cut layman's terms what people need to know to keep their money and pass it on to their families. This book is for every American with savings who is planning to retire. Review: GREAT resource for IRA's and other retirement accounts! - As far as I'm concerned, Ed Slott is the go-to guy when it comes to deciphering the ins-and-outs of retirement accounts. He covers Traditional IRA's, Roth IRA's, 401(k)'s, 457's, and others, and knows how to get to the important stuff in an informative, and relatively easy-to-understand way. There's even a little CPA humor thrown in ever now and then to help keep you focused. He covers taxes, timing, using insurance, and other topics that everyone that has one of these accounts MUST know in order to get the most out of them(literally). He also makes a compelling case for using Roth IRA's instead of Traditional IRA's; and I gotta say, I'm convinced! Make mine a Roth! Get the latest version of this book, and you won't be disappointed. Thanks Ed! Review: Good advice, but you need to do your own homework - Following a careful read, I concluded the advice in the book is valid, but not for everyone . The copy I read was current in 2007, therefore somewhat dated. Some of the advice did not apply partly because the copy was five years old and partly because my financial situation is unique. For instance, the exemption for federal estate tax is now five million dollars, much higher than in 2007 (two million then). I discovered this by going to the internal revenue service web site. Of course, the law could be changed again and the exemption lowered, perhaps in an attempt to lower the national debt. Also, there were no tables giving the state estate tax laws (exemptions and tax rates, etc). I found that the estate tax in the state where I reside is at most 9.5 percent. I'm guessing this is probably much lower than estate taxes for most states in the northeast (possibly the basis of some of the estate tax estimates given in the book). So where you live could determine how much insurance you will want to leave to your heirs to cover estate taxes. Bottom line is you need to read the book and then do a little research to determine your best course of action, rather than blindly following the advice given. Or better yet, hire someone to help you with your estate plan. Having read the book, I feel better equipped to talk to a professional intelligently and present my unique situation. I consider the time taken to read the book well spent, and I would recommend the latest version to friends with IRA accounts. ## Technical Specifications | Specification | Value | |---------------|-------| | Customer Reviews | 4.2 out of 5 stars 158 Reviews | ## Images ![The Retirement Savings Time Bomb . . . and How to Defuse It: A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other Retirement Plans from Near Annihilation by the Taxman - Image 1](https://m.media-amazon.com/images/I/61MP4G7TtHL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ GREAT resource for IRA's and other retirement accounts! *by C***H on July 12, 2012* As far as I'm concerned, Ed Slott is the go-to guy when it comes to deciphering the ins-and-outs of retirement accounts. He covers Traditional IRA's, Roth IRA's, 401(k)'s, 457's, and others, and knows how to get to the important stuff in an informative, and relatively easy-to-understand way. There's even a little CPA humor thrown in ever now and then to help keep you focused. He covers taxes, timing, using insurance, and other topics that everyone that has one of these accounts MUST know in order to get the most out of them(literally). He also makes a compelling case for using Roth IRA's instead of Traditional IRA's; and I gotta say, I'm convinced! Make mine a Roth! Get the latest version of this book, and you won't be disappointed. Thanks Ed! ### ⭐⭐⭐⭐ Good advice, but you need to do your own homework *by C***R on February 12, 2012* Following a careful read, I concluded the advice in the book is valid, but not for everyone . The copy I read was current in 2007, therefore somewhat dated. Some of the advice did not apply partly because the copy was five years old and partly because my financial situation is unique. For instance, the exemption for federal estate tax is now five million dollars, much higher than in 2007 (two million then). I discovered this by going to the internal revenue service web site. Of course, the law could be changed again and the exemption lowered, perhaps in an attempt to lower the national debt. Also, there were no tables giving the state estate tax laws (exemptions and tax rates, etc). I found that the estate tax in the state where I reside is at most 9.5 percent. I'm guessing this is probably much lower than estate taxes for most states in the northeast (possibly the basis of some of the estate tax estimates given in the book). So where you live could determine how much insurance you will want to leave to your heirs to cover estate taxes. Bottom line is you need to read the book and then do a little research to determine your best course of action, rather than blindly following the advice given. Or better yet, hire someone to help you with your estate plan. Having read the book, I feel better equipped to talk to a professional intelligently and present my unique situation. I consider the time taken to read the book well spent, and I would recommend the latest version to friends with IRA accounts. ### ⭐⭐⭐⭐⭐ Retirement bomb, find it and diffuse it!!! *by R***O on June 9, 2015* This book could not be more informative about the construct and framework of an IRA (and its taxation) if it was named, 'The Dictionary of IRA Taxation'! If you are looking for a step by step way to save your retirement funds from future pitfalls and get your beneficiaries (and their loved ones) off to a running start in their life, look no further than this text! Concise, and to the point, with some examples and personal stories thrown in to balance the dry topics of accounting and taxes, Mr. Slott takes you from Retirement 101 to the upper division courses in one fell swoop! Leverage the knowledge that's in here and use it to safeguard you and your families! Thank you for this tome on how to keep what's ours!!! --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.tn/products/6666305-the-retirement-savings-time-bomb-and-how-to-defuse-it](https://www.desertcart.tn/products/6666305-the-retirement-savings-time-bomb-and-how-to-defuse-it) --- *Product available on Desertcart Tunisia* *Store origin: TN* *Last updated: 2026-07-12*