--- product_id: 89634551 title: "Bank 4.0: Banking Everywhere, Never at a Bank" price: "277.76 DT" currency: TND in_stock: true reviews_count: 13 url: https://www.desertcart.tn/products/89634551-bank-4-0-banking-everywhere-never-at-a-bank store_origin: TN region: Tunisia --- # Bank 4.0: Banking Everywhere, Never at a Bank **Price:** 277.76 DT **Availability:** ✅ In Stock ## Quick Answers - **What is this?** Bank 4.0: Banking Everywhere, Never at a Bank - **How much does it cost?** 277.76 DT with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.tn](https://www.desertcart.tn/products/89634551-bank-4-0-banking-everywhere-never-at-a-bank) ## Best For - Customers looking for quality international products ## Why This Product - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here ― are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility ― it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King's BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we're not on Wall Street anymore. Bank 4.0 will help you: Understand the historical precedents that flag a fundamental rethinking in banking Discover low-friction, technology experiences that undermine the products we sell today Think through the evolution of identity, value and assets as cash and cards become obsolete Learn how Fintech and tech "disruptors" are using behaviour, psychology and technology to reshape the economics of banking Examine the ways in which blockchain, A.I., augmented reality and other leading-edge tech are the real building blocks of the future of banking systems If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we've learned about banking the last 700 years just isn't useful. When the biggest bank in the world isn't any of the names you'd expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you'll have to adapt faster than ever before just to survive. Welcome to the future. Review: This book was a precursor to where the world of Banking was evolving to - 5/5 Rating It's almost unfair to read and review this book now as it's almost like playing Monday Morning Quarterback. The things have happened and are happening now. I currently work in Banking / FinTech but on the operations side so I'm not costumer facing as most ppl in Banking would say. This book talks about the future of banking, a future where currency is digital, where you will enter banks and there will be no lines, no cashiers, no humans to talk to. It's nearly like that now in major cities such as the one I live in. I treasure that human interaction, where you can have a talk and gain information. This book may not resonate with everyone but trusty, the topics discussed resonates with everyone. This is the direction Banking is going. that little device on your pocket that you use every second of every day will be your gateway to the world. It's not integrated into almost every aspect of your life. The sooner we realize the sooner we can adjust. Review: Good Read - So far enjoyable read. Heard his presentation at a credit union conference. ## Technical Specifications | Specification | Value | |---------------|-------| | Best Sellers Rank | #193,838 in Books ( See Top 100 in Books ) #10 in Banking (Books) #63 in Banks & Banking (Books) #66 in Business Planning & Forecasting (Books) | | Customer Reviews | 4.5 out of 5 stars 560 Reviews | ## Images ![Bank 4.0: Banking Everywhere, Never at a Bank - Image 1](https://m.media-amazon.com/images/I/71tjRZydqkL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ This book was a precursor to where the world of Banking was evolving to *by D***E on January 25, 2024* 5/5 Rating It's almost unfair to read and review this book now as it's almost like playing Monday Morning Quarterback. The things have happened and are happening now. I currently work in Banking / FinTech but on the operations side so I'm not costumer facing as most ppl in Banking would say. This book talks about the future of banking, a future where currency is digital, where you will enter banks and there will be no lines, no cashiers, no humans to talk to. It's nearly like that now in major cities such as the one I live in. I treasure that human interaction, where you can have a talk and gain information. This book may not resonate with everyone but trusty, the topics discussed resonates with everyone. This is the direction Banking is going. that little device on your pocket that you use every second of every day will be your gateway to the world. It's not integrated into almost every aspect of your life. The sooner we realize the sooner we can adjust. ### ⭐⭐⭐⭐⭐ Good Read *by J***N on September 2, 2025* So far enjoyable read. Heard his presentation at a credit union conference. ### ⭐⭐⭐⭐ Concepts yet to be implemented *by J***P on May 6, 2019* New to the banking sector. Read this book to learn more about the industry and where it could go. Get overview of banking history and the solutions for the future. Great read. Most major banks are working with these concepts in their innovation labs in some order of magnitude. ## Frequently Bought Together - Bank 4.0: Banking Everywhere, Never at a Bank - The Anatomy of the Swipe: Making Money Move - The Field Guide to Global Payments --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.tn/products/89634551-bank-4-0-banking-everywhere-never-at-a-bank](https://www.desertcart.tn/products/89634551-bank-4-0-banking-everywhere-never-at-a-bank) --- *Product available on Desertcart Tunisia* *Store origin: TN* *Last updated: 2026-08-02*